Starting a UK Business for Free: A Step-by-Step Guide

Getting Started with a Free Business Account

Christopher Kempe

11/25/20251 min read

Start a UK Business for Free: Step-by-Step Guide

Getting Started with a Free Business Account

Starting a business in the UK doesn’t have to cost a fortune. One of the easiest first steps is opening a free business account, and SumUp makes this simple and accessible.

I personally use SumUp for my business, including my online store:
👉 Check out my SumUp Store

Benefits of a free business account:

  • No monthly fees — perfect for startups

  • Fast and simple sign-up

  • Clean dashboard to manage payments, invoices, and finances

  • Easy tracking of income and expenses

Tip: If you want to try it for yourself, here’s a referral link for up to £100 off your first purchase:
👉 Sign up here

Affordable Card Reader for Easy Payments

A reliable card reader is essential for modern small businesses. SumUp’s card reader is affordable, compact, and simple to use, integrating directly with your business account.

Benefits include:

  • Accepts contactless cards and mobile payments

  • Provides real-time sales tracking

  • Simplifies invoicing and reporting

  • Quick setup, ideal for beginners

Pro Tip: Let customers know you accept card payments — most people prefer cashless transactions.

Building Your Own Website: DIY vs Professional

A website is your virtual storefront and helps attract customers online.

DIY Option

You can create a basic website using free website builders. Include:

  • Service pages

  • Contact information

  • Booking forms

  • Payment links (like SumUp)

This works well if you’re starting with minimal investment.

Professional Option — Wolfe Logos

For a fully branded, custom-designed website, Wolfe Logos offers services that include:

  • Tailored designs to match your brand

  • Faster loading speeds

  • Better SEO performance

  • Improved conversion rates

Note: A professional website is optional — you can start simple and upgrade later.

Final Tips for Starting a Business on a Budget

  • Plan: Write a small business plan outlining your services, goals, and budget

  • Marketing: Use free platforms like social media to promote your business

  • Networking: Attend events or use LinkedIn to make connections

  • Tools: Take advantage of free project management and CRM tools

  • Adapt: Start small, test ideas, and grow as you learn what works

You can see how I manage my own small business here:
👉 My SumUp Store

And get started with your own free account using my referral link:
👉 Up to £100 off your first purchase